Read the Guide to Newbies first. Do not think of applying before you read it, because you will be denied. Reading this page is not optional, no matter what you may think or have been told. The number one reason people are denied, by far, is failure to read the Guide to Newbies.
Please note that opening the page and then closing it isn't magically sufficient (we aren't looking to see if you've marked the page "read" or something). Just… just read it, and you'll understand.
After you have read the Guide to Newbies, continue to the next tab.